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Down Payment Calculator
Calculate the down payment amount and closing costs needed to purchase a home. See how different down payment percentages affect your loan amount and whether you'll need PMI.
Frequently asked questions
How much down payment do I need?
Conventional loans typically require 3–20% down. Putting down less than 20% usually requires PMI. FHA loans require 3.5% down with a 580+ credit score.
What are typical closing costs?
Closing costs typically run 2–5% of the loan amount.
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