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Debt Payoff Calculator

Compare the debt avalanche (pay highest interest first) and debt snowball (pay smallest balance first) strategies. Enter your debts and extra monthly payment to see total interest paid and payoff timeline for each method.

Frequently asked questions

Which is better: debt avalanche or snowball?

The avalanche method saves more money in interest. The snowball method provides quicker psychological wins by eliminating smaller debts first.

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